In general, I agree, though point #1 may need some fine-tuning: I think there are kids who get SS benefits because their parent died, for example -- they never contributed, but the parent did, so maybe some kind of allowance needs to be made.
As for #2, I'm in complete agreement. People who talk about SS having a problem don't mention this, so people should keep bringing it up.
I would add a third: if there realy IS a problem, remove the cap on SS and Medicare wthholdings. Right now, they start with the first $1 you make (I was having to deduct money from $10 checks to Millers Falls firefighters back in the 1990s, if you can believe that), but they stop at around $128,000. If you make more than that, they don't take another penny for either SS or Medicare. Why not? I'm not asking the rich to pay more (that's another discussion), but is there a problem with their paying the same as poor people (and not less)?
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